Guides

Guides that answer the real questions

New guides every week — researched, written for Australian businesses, and honest about what lenders look at.

See if you qualify →No credit check to enquire

Property settlementsATO & taxContracts & growthProperty & valuationTax timeProperty & ownership

Row of heritage brick shopfronts housing a bookstore and an art supplies shop on a sunny Geelong street in Victoria
Property settlements

Victorian Commercial Property Stamp Duty: Funding It Fast

Buying a shop, office or warehouse in Victoria? How stamp duty works under the CIPT reform, the government transition loan's catch, and fast ways to fund it.

10 October 2026
For sale sign outside a property that is being sold to repay a short-term loan
ATO & tax

Pay Off an ATO Payment Plan Before a Property Sale

On an ATO payment plan with a property sale coming? How a short-term loan clears the tax debt now, gets repaid at settlement, and which structure fits.

3 October 2026
Builders reviewing project plans on site after winning a tender
Contracts & growth

Won a Tender, Deposit Due: A 72-Hour Funding Plan

Won a tender or contract and a supplier deposit or mobilisation cost is due this week? An hour-by-hour plan to fund it fast and which loan fits the job.

3 October 2026
Modern commercial building with timber-look cladding that a business owner is buying as premises
Property settlements

Premises Settling in 10 Days and the Bank Won't Make It

Settlement on your business premises is ten days away and the bank is running late. How a short-term first mortgage settles on time, then hands back.

3 October 2026
Empty commercial tenancy with white walls ready for a valuer's inspection
Property & valuation

What a Valuer Checks on Commercial Property for a Loan

Using a shop, office or warehouse as loan security? What the valuer looks at — zoning, lease, condition, recent sales — and how to avoid a low figure.

3 October 2026
Forklift moving through a warehouse aisle stacked with pallets of stock before the end of financial year
Tax time

EOFY Equipment Purchases on a Short-Term Loan

Planning an EOFY equipment or stock buy? How the permanent $20,000 instant asset write-off works, the 30 June trap, and when a short-term loan fits.

3 October 2026
Two co-owners sitting together on the front steps of the house they own jointly
Property & ownership

Borrowing Against Co-Owned Property for Your Business

Want a business loan secured on property you share with someone else? Joint tenants vs tenants in common, why every owner signs, and how to keep it quick.

3 October 2026

See what your business could qualify for

One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.

No credit check to ask

The lender, not a broker

A real person on the clock